The numbers
tell on you.
Hidden income. Invented expenses. Books that don’t add up. We explore what happens when the story and the records stop matching.
Financial crime. Bad decisions.
Tax lessons worth keeping.
Follow the money behind the schemes. Take away practical IRS tips for your side hustle, your business, and your everyday life.
Open the case files Episodes coming soon.
The money always tells a story. Sometimes it’s a story of ambition. Sometimes it’s greed. And sometimes it’s someone convinced the rules don’t apply to them.
Keep It Under Your Cap uses financial crime to make tax habits memorable. We connect the schemes, the warning signs, and the consequences to the everyday choices that shape your own financial life.
No accounting degree required. Just curiosity—and a willingness to learn from someone else’s bad decisions.
Keep the lesson under your cap.
Keep your books above board.
A look at the themes behind the show. Episode recordings and release dates are coming soon.
Hidden income. Invented expenses. Books that don’t add up. We explore what happens when the story and the records stop matching.
Big returns and magical tax savings make compelling sales pitches. The show looks at the warning signs that deserve a second look.
A missing record. An unanswered letter. One more shortcut. We examine how financial problems grow when nobody deals with them.
You don’t need a criminal empire to need a paper trail. Start with the money coming in—and the messages asking you to send it out.
IRS sources reviewed September 24, 2026.
Income from gig work is taxable even when it’s a side job, paid in cash, or never appears on a 1099. Keep a running record of what you earn instead of relying only on forms that arrive at tax time.
Read the IRS gig economy guide ↗Independent contractors may need to make estimated tax payments. Track your income and expenses as you go, then review whether you need estimated payments before filing season arrives.
Check the IRS guidance for gig workers ↗Got a suspicious message claiming to be the IRS? Don’t reply, open attachments, or click its links. Go directly to IRS.gov to check how to report it. Pressure to act is a reason to pause and verify.
See how to report suspicious messages ↗The podcast is where we unpack the story. The Garrison Tax Company is where you can talk about your own tax picture.